What is the purpose of the "Illinois Health Insurance Portability and Accountability Act"?

The Illinois Health Insurance Portability and Accountability Act primarily serves to provide health insurance protections to individuals, ensuring they can maintain access to their health coverage when moving between jobs, changing health plans, or requiring coverage for pre-existing conditions. This legislation was designed to improve the continuity of health insurance coverage for residents, thereby reducing gaps in insurance that can occur due to job changes or other life events.

The act aligns with broader federal regulations such as the Health Insurance Portability and Accountability Act (HIPAA), which set standards for protecting health information and ensuring that individuals have rights regarding their insurance coverage. By focusing on protections, such as preventing discrimination based on health status and providing the ability to transfer insurance without loss of coverage, this act plays a crucial role in safeguarding the health security of Illinoisans.

Other choices, focused on revenue generation, regulation of agents, or enforcement of taxes, do not capture the primary intent of this legislation, which centers on protecting the rights and health insurance access of individuals within Illinois.