What is the Illinois law regarding the handling of claims related to vandalism?

The correct option pertains to the requirement that claims involving vandalism must first be reported to the police. This is crucial as it establishes a formal record of the incident, which is necessary for processing the claim with the insurance company. Reporting to law enforcement not only aids in the investigation of the crime but also provides the necessary documentation and evidence that insurance companies often require for claims involving vandalism.

While there are specific timelines and procedural requirements for claims processing established by Illinois law, the fundamental step of reporting to the police directly addresses the nature of vandalism as a criminal act, thereby reinforcing the importance of having official documentation from the authorities. This requirement is critical for both legal and insurance purposes, ensuring that claims are handled efficiently and that the evidence is preserved appropriately.