If an actuary would like to sell life insurance policies, what licensure is needed?

To sell life insurance policies, an actuary is required to obtain a producer's license specifically for life insurance. This license ensures that the individual has completed the necessary training, understands the regulatory framework governing life insurance, and is equipped to properly advise clients on various life insurance products.

The producer's license for life insurance is designed to indicate that the holder is authorized to engage in the sale of life insurance products directly to consumers. This includes the responsibilities of explaining policy benefits, answering customer inquiries, and ensuring compliance with insurance laws.

The other types of licenses mentioned do not specifically relate to selling life insurance. A general producer's license may apply to a broader range of insurance activities, but the specificity of a life insurance producer's license is what clearly aligns with the task of selling life insurance policies. Similarly, a broker's license usually pertains to facilitating the sale of insurance without representing a specific insurer, and an insurer's license is held by the companies that provide insurance products, not individuals selling them. Thus, the producer's license for life insurance is the most appropriate and necessary licensure for someone looking to sell life insurance policies.