All of the following would be considered rebating EXCEPT:

Rebating refers to the practice of offering something of value to a potential policyholder as an incentive to purchase an insurance policy, which is generally prohibited due to ethical concerns and the potential for unfair market practices. In this context, the correct answer indicates a scenario that does not fit the definition of rebating.

Misrepresenting policy benefits does not qualify as rebating because it involves deceit rather than the provision of value to the insured. Misrepresentation is fundamentally about providing false information, which aims to manipulate or mislead the client into making a decision. This behavior violates ethical standards without the element of offering something of value to induce a purchase.

In contrast, the other options illustrate behaviors that explicitly seek to entice potential customers through tangible rewards—sharing commissions, offering tickets, or access to a personal property like a lake house—all of which would constitute rebating as they involve giving extra value beyond the actual policy benefits in order to secure a sale. By focusing on the method of persuasion, it becomes clear that misleading potential insureds through misrepresentation is distinctly different from the practice of rebating.